- General
- Who is eligible to receive immigration benefits from my EB-5 investment?
- How does EB-5 work when investing through a Regional Center?
- What is EB-5?
- What are the protections and guarantees in Behring Regional Center EB-5 projects?
- Can I travel outside the US for extended periods after I get my green card?
- Can I include my family members on my EB-5 visa petition?
- When can I apply for US citizenship?
- Is EB-5 a passive investment?
- How long must I remain in the U.S. each year?
- What is a reentry permit?
- Can adopted children immigrate with me on EB-5?
- Requirements
- What is a New Commercial Enterprise?
- Are there any nationality restrictions for EB-5 applicants?
- USCIS requires EB-5 investments to be “at-risk”, so how do your projects have guarantees?
- What are the EB-5 Investment Requirements?
- Can I apply if I've been rejected or terminated in the past by USCIS for a different visa application?
- May two or more investors qualify for immigration based upon a pooled investment in a single business?
- What is the I-526 Petition?
- What is the USCIS background check?
- What Can Disqualify an Investor from Participating in the EB-5 Program?
- What is an I-829 Petition?
- What is a I-485 Petition
- Accredited Investor
- Cost
- Partial Payments
- Source of Funds
- Can I use a loan for EB-5?
- What documents need to be translated when filing the I-526 petition?
- Can I Use a Gift for EB-5?
- Can I Use 401(k) funds for EB-5 investment?
- I don't have $800K in cash. What are my options?
- What is the Source of Funds Report?
- 5 Things EB-5 Investors Can Do Preparing for Their Source of Funds Report
- Process
- Time
- Regional Center
- Targeted Employment Area
- Job Creation
- Risk
- Denial
- Retrogression
- EB-2 / EB-3
- Developer
Can I use a loan for EB-5?
Yes, you may use loans to finance your EB-5 investment.
Loans are commonly used as one of the sources to meet the minimum EB-5 investment amount. The loan may be secured or unsecured. Loans are traditionally secured by the EB-5 investor’s personal assets, such a real estate, for a home mortgage loan or a home equity line of credit (HELOC). But as a result of a federal court decision in October 2020, unsecured loans are now permitted, too.
Loans may be through a bank or finance lender, or a private lender. In the latter case, substantial documentation is necessary, including the written loan agreement, the lender’s income tax returns, and documentation how the lender accumulated the loaned funds. Additionally, USCIS may want to see evidence of lawful source of funds used to purchase the to purchase the asset providing security for a loan.